Wealth Advice for Business Owners

As a successful business owner you will be wanting to ensure that you are making the most of taking funds from your business in a tax efficient way (after your salary and dividends) for the future and to protect your family.

How To Pay Less Tax...

...and gain something for you paid for by the company! You can achieve this by accessing a personal pension from age 50 onwards if you are 50 before 5th April 2010 or age 55 thereafter.

You can have a quarter of this tax free and the company can still continue to pay into your pension if you continue to work.

As you start to work less, you can withdraw directly from this fund (within certain criteria) to supplement or replace completely your company income. If anything happens to you it may be passed to your spouse and children.

Something else to ponder on....how about providing your family with a lump sum of money in the event of your death? Again this life cover can be paid for by your company.

Where Would Your Business Be Without You?

Well, obviously not in extistence without you having spent hours of your time, energy and money. Maybe now you have a team around you, how about keeping ahead of your competitors and giving them some benefits that will make them think twice about leaving! These can all be provided in a tax efficient way for your company and are proven to increase staff retention.

Your Exit Strategy

You may now have the proceeds in your hands as a result of a fantastic sell out deal that you have struck. Now the fun really starts and we can help you plan how your fund can last as long as you do, so you can enjoy the fruits of your labours in a sustainable way!

Wherever you are in your own business and life cycle there is much you can do to maximise the financial benefits of running your own company, both for yourself and your employees. So what are your next steps?

My Personal Offer To You

Imagine what it would feel like to have all your investments and pensions totally sorted out in one place by an adviser who takes time with you to assess where your concerns are, explore the options available, and explain everything in a simple way that gives you back control?

I'd like to make you an offer. So many people find that they simply need to chat over their situation without feeling that anyone is selling to them, so my offer is to give you 20 minutes of my time for you to discuss all or part of your financial affairs that are currently on your mind.

Apply For My Free 20 Minute Telephone Consultation

My diary gets very full so don't leave it too long!

I look forward to speaking with you very soon.

Helen

Helen Blackburn BA (Hons) CertPFS

P.S. Of course you may not be ready to chat right now, so if you would rather see what ideas I can give you by email please leave me your details below and I’ll be in touch with some leading thoughts on how to build and protect your wealth.